:root{--navy:#13294B;--ink:#0E1A2B;--red:#D2141C;--red-dark:#A80F16;--teal:#0B6E62;--muted:#4A5568;--line:#DDE2EA;--bg:#F4F6F9;--card:#fff;--radius:14px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Public Sans',system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.5;-webkit-font-smoothing:antialiased}
a{color:var(--navy)}a:hover{color:var(--red)}
img{max-width:100%}
.wrap{max-width:1240px;margin:0 auto;padding:0 20px}
.disp{font-family:'Barlow Condensed',sans-serif;text-transform:uppercase;letter-spacing:.01em;line-height:1}
.mono{font-family:'IBM Plex Mono',monospace}
.eyebrow{font-weight:700;color:var(--red);font-size:13px;text-transform:uppercase;letter-spacing:.08em}
.sr{position:absolute;left:-9999px}
/* buttons and chips */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:44px;padding:0 18px;border-radius:10px;font-weight:700;font-size:15px;border:0;cursor:pointer;text-decoration:none;font-family:inherit;white-space:nowrap}
.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red-dark);color:#fff}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:#0B1A33;color:#fff}
.btn-ghost{background:#fff;color:var(--navy);border:1px solid #C5CEDB}
.chip{display:inline-flex;align-items:center;gap:6px;min-height:30px;padding:0 11px;border-radius:999px;border:1px solid #C5CEDB;background:#fff;color:var(--navy);font:inherit;font-size:12px;font-weight:600;cursor:pointer;white-space:nowrap}
.chip[aria-pressed=true]{background:var(--navy);color:#fff;border-color:var(--navy)}
.tag{display:inline-block;font-size:11px;font-weight:700;padding:2px 8px;border-radius:999px;white-space:nowrap}
.tag-new{background:var(--red);color:#fff}.tag-flood{background:#E3ECFB;color:#1747A6}.tag-plain{background:#EEF1F6;color:#3A4A63}
.dot{width:9px;height:9px;border-radius:50%;display:inline-block;flex:0 0 9px}
.ext{display:inline-flex;align-items:center;gap:6px;min-height:32px;padding:0 10px 0 7px;border-radius:9px;background:#fff;color:var(--navy);font-size:12px;font-weight:700;text-decoration:none;border:1px solid var(--line)}
.ext img{width:16px;height:16px;border-radius:3px;display:block}
.ext:hover{background:#F4F7FD;color:var(--navy)}
/* header */
.topbar{background:var(--ink);color:#DCE3EE;font-size:13px}
.topbar .wrap{display:flex;gap:10px;align-items:center;justify-content:space-between;min-height:34px;flex-wrap:wrap}
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.site-header .wrap{display:flex;align-items:center;gap:22px;min-height:62px}
.site-header .logo img{height:40px;width:auto;display:block}
.site-nav{display:flex;gap:22px;font-weight:600;font-size:15px}
.site-nav a{text-decoration:none}.site-nav a[aria-current=page]{color:var(--red)}
.site-header .cta{margin-left:auto}
.menu-btn{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:10px;min-height:40px;min-width:44px;cursor:pointer}
/* footer */
.site-footer{background:#fff;border-top:1px solid var(--line);margin-top:48px}
.site-footer .wrap{padding-top:28px;padding-bottom:32px;display:flex;flex-direction:column;gap:14px}
.site-footer nav{display:flex;gap:18px;flex-wrap:wrap;font-size:14px}
.site-footer p{margin:0;font-size:13px;color:var(--muted);max-width:900px}
/* sign-up form */
.signup{display:flex;gap:8px;flex-wrap:wrap}
.signup input[type=email]{flex:1 1 240px;min-width:0;min-height:50px;border:2px solid #C5CEDB;border-radius:12px;font:inherit;font-size:16px;padding:0 14px;background:#fff;color:var(--ink)}
.signup input[type=email]:focus{outline:none;border-color:var(--navy)}
.signup .btn{min-height:50px;font-size:16px}
.signup-note{font-size:13px;color:var(--muted)}
.signup-done{display:none;font-weight:700;color:var(--teal)}
/* cards and sections */
.card{background:var(--card);border:1px solid #E2E7EF;border-radius:var(--radius);padding:20px}
section{scroll-margin-top:80px}
.sec{padding-top:40px}
.sec h2{margin:6px 0 16px;font-size:36px}
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.grid5{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:14px}
.prop-card{display:flex;flex-direction:column;background:#fff;border:1px solid #E2E7EF;border-radius:var(--radius);overflow:hidden}
.prop-card .ph{position:relative;display:block;height:170px;background:#C9D3E0}
.prop-card .ph img{width:100%;height:100%;object-fit:cover;display:block}
.prop-card .ph .lbl{position:absolute;left:8px;bottom:8px;background:rgba(14,26,43,.82);color:#fff;font-size:11px;font-weight:600;padding:2px 8px;border-radius:6px}
.prop-card .ph .tag{position:absolute;left:8px;top:8px}
.prop-card .body{padding:12px 14px;display:flex;flex-direction:column;gap:7px}
.lock{display:flex;align-items:center;gap:8px;padding:8px 10px;border-radius:10px;background:#F1F3F7;border:1px dashed #B8C2D3;color:#3A4A63;font-size:12px}
.lock::before,.ico-lock{content:'';flex:0 0 auto;display:inline-block;width:14px;height:16px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 14 16'%3E%3Cpath d='M3.5 7V5a3.5 3.5 0 0 1 7 0v2' fill='none' stroke='%2313294B' stroke-width='1.8'/%3E%3Crect x='1' y='7' width='12' height='8.5' rx='2' fill='%2313294B'/%3E%3Ccircle cx='7' cy='11.2' r='1.3' fill='%23fff'/%3E%3C/svg%3E") no-repeat center/contain}
/* a member value hidden behind the lock: a grey bar, never the real figure */
.redact{display:inline-flex;align-items:center;gap:7px;color:var(--muted);font-size:13px;font-weight:600}
.redact i{display:inline-block;width:76px;height:12px;border-radius:6px;background:linear-gradient(90deg,#D5DCE6,#E8ECF2)}
/* legal pages */
.legal{max-width:820px}
.legal h1{font-size:48px;margin:32px 0 6px}
.legal h2{font-size:22px;margin:28px 0 8px;font-family:'Public Sans',sans-serif;text-transform:none}
.legal p,.legal li{font-size:16px;color:#24324A}
@media (max-width:900px){.grid3{grid-template-columns:repeat(2,minmax(0,1fr))}.grid5{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:760px){
  .site-nav{display:none;position:absolute;top:62px;left:0;right:0;background:#fff;flex-direction:column;padding:12px 20px;border-bottom:1px solid var(--line);gap:12px}
  .site-nav.open{display:flex}
  .menu-btn{display:inline-flex;align-items:center;justify-content:center}
  .site-header .cta{display:none}
  .grid3{grid-template-columns:minmax(0,1fr)}
  .sec h2{font-size:30px}
  .topbar .hide-sm{display:none}
}